Let’s face it

Let’s face it — most people dread the thought of bankruptcy. It can be a frightening, tense and prolonged ordeal. Nobody intends to declare bankruptcy. — We understand this and are here to help you, not to judge you.

Before any definite decisions are made about whether or not an individual should declare bankruptcy, it is important to consider that there may be other options. We will take the time to listen to you and help you decide if bankruptcy is your best option.

Types of Bankruptcy
Chapter 7 bankruptcy — Involves the clearing of an individual’s debts. It is often referred to as “liquidation bankruptcy” because it allows the court to sell some of your assets to pay back some of your debts.
Chapter 13 bankruptcy — A type of bankruptcy that allows the debtor to pay back some or all of his or her debt on a repayment plan. This plan usually entails very low or no interest.
Are You Being Harassed by Creditor Calls?
In bankruptcy law, individuals are protected by an automatic stay, which prohibits creditors from contacting or taking any legal action against the applicable individual.
The Advantages of Working With an Experienced Bankruptcy Law Attorney
Because bankruptcy law can be confusing, any individual considering this action is best served by working with an experienced bankruptcy lawyer. Perhaps most importantly, our attorney can assess whether bankruptcy is the right option for you.
Law Offices of John M. Amorison
1050 Clifton Avenue, 2nd Floor
Clifton, NJ 07013
973-955-4642
http://johnamorisonlaw.com/